Premium wealth management

Our Premium wealth management are tailor for assets worth more than USD500,000.  We provide a tailor solution to safeguard your wealth and wealth creation.   

The areas will are helping you:

1. Wealth creation and Investment advice

Investing is a powerful wealth creation tool. As a qualified and experienced professional, we can discuss different investment strategies with you and help you understand investing and reach your goals sooner.

Here are some initial questions you should consider when investing your money.

What are my financial goals?

How much money should I invest?

How should I invest?

What are the tax implications?

For how long will I invest?

2. Estate planning

Good estate planning is much more than just having a will.

Each year thousands of people pass away without leaving a valid will or with inadequate assets, thereby leaving their families in potentially difficult financial circumstances.

Have you considered your estate planning needs?

It is good practice to address estate planning issues early before they turn into problems. Asking these questions may help in the planning process:

The right funds

Will your estate have sufficient funds to cover your debts? Will there be enough money to provide for your family’s future needs?

The right hands

Are you sure you have a current, effective will? Have you identified any capital gains tax issues? Could your will be challenged? Could any of your beneficiaries be involved in a Family Law Courtproperty dispute or a bankruptcy action?

The right time

Have you made provision for your family’s immediate cash needs following your death? Have you considered the timing of the distribution of your capital and income bequests? Are there any special factors you need to allow for?

 

3. Protection for you, your family and your business

What would happen to your family if tomorrow you were injured or fell ill and couldn’t work or you died? Or if you are single, how would you pay your bills if you could not work either permanently or for an extended period of time due to illness or injury?

Wealth protection is an essential part of every financial plan. Without insurance, the wealth you’ve built up can rapidly erode as a result of an accident or illness.

Insurance is a financial safety net for you and those closest to you, because you never know what’s around the corner.

We will direct you to the most appropriate cover for all aspects of your life.

Our insurance advice takes into consideration your financial, family, business and personal circumstances and maps out a secure, affordable and relevant protection plan.

You can be confident our advice will match your needs with insurance that represent real value. Our advice also considers what you don’t need.

We know only too well how difficult it is to wade through the terms and conditions of policies and make a value judgment. We appreciate how challenging it is to evaluate an insurance provider as to their stability, integrity and payout history. We make it our business to do this for you.

We investigate and judge each insurance policy against the following criteria:

• The value of the cover
• Contract definitions
• Cost of premium in relation to cover
• Insurance provider stability
• Payout history of insurance provider
• Impact of disclaimers
• Clarity of policy

4. Superannuation and Retirement Planning

Whether you are retired, close to retirement or it’s a fair way away, retirement planning is essential for all people.

How you invest your superannuation will have an enormous impact on whether you achieve your retirement goals. There are a number of different strategies you can employ to help you reach your objectives, but how do you know exactly what’s right for you?

For many of us, retirement is when dreams become reality.  Released from the commitment of full-time employment, we are able to choose from a range of lifestyle options.

Despite having all of this to look forward to, preparing for retirement can be one of the most stressful and uncertain times of your life.

If you don’t know the answer to these questions you may need financial advice:

	Do I know how much money I need to live a comfortable retirement?
	Do I know the best way to fund my retirement?
	Is retirement too far off to start worrying now?
	When can I access my super?
	What are my options when I retire?
	Will I pay tax on my super if I take a lump sum?
	What are the different types of income streams I can access in retirement?
	I’ve already retired and I’m just living off what I’ve managed to save. Will this money run out or can I change my strategy even now?